What happens if a client doesn't cover their future instalments?
There is no risk to you as funds are already in your account
Part of the Buy-Now-Pay-Later value proposition is that the payment risk of each purchase is not your concern. The full amount of the transaction is transferred to your account (less fees) regardless of whether the client pays. If a client misses an instalment then the buy-now-pay-later provider will follow it up with them. The majority of clients do pay on time or, following a quick reminder, reconcile their account.