Why should I offer Zip?
Zip offers another way for your clients to pay at no risk to you!
Why Should I offer Zip?
Zip is a leading company in the buy-now-pay-later space with unique differences.
Zip focuses on flexibility with no up-front payments, multiple account type offering to suit spending needs, and is a secure, easy way to get what you need today and repay it on a schedule that suits you.*
Zip offers two account types, Zip Pay and Zip Money.
Zip Pay
Zip Pay is the way to balance your everyday spending.
Interest-free, always
Account limit up to $1,000 (some eligible customers can increase up to $2,000)
$40 minimum monthly repayment
$7.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)
Zip Money
Zip Money helps you pay for your next step in life.
Interest free for a minimum of 3 months (with some partners offering up to 60 months)
Salon Pay account limits from $1,000 to $3,000
Minimum monthly repayment from $40 (depending on approved account credit limit)
Automatically split purchases over $300 into a plan and pay it off within the interest free period.**
$7.95 account fee (waived if your monthly statement closing balance is paid in full by the due date)
Zip Eligibility Criteria
Be aged 18 years or older
Be an Australian Citizen or Permanent Resident
Have your own valid and verifiable email address and mobile number
Employed and receiving regular income
Have a clean and well established credit history
*Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date. Available to approved applicants only. T&Cs apply.
**Available to approved applicants only and subject to completion of satisfactory credit check.
Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the
interest free period. A monthly account fee of $7.95 will also apply and a one-off establishment fee may apply for new customers. Any balance
outstanding at the expiry of the interest free period will be charged at the standard variable rate, 23.9% per annum as at 1 December 2022. Other
charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your
contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).